tag:blogger.com,1999:blog-53958728369678251232024-02-22T23:43:35.873-08:00Low Cost Housing Philippinesraymart20http://www.blogger.com/profile/10536812114077524438noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-5395872836967825123.post-91996827961323011122011-12-10T00:42:00.003-08:002011-12-10T00:42:22.881-08:00Welcome to Pagibig Housing Loan<div dir="ltr" style="text-align: left;" trbidi="on"><br />
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<b>Pag</b>tutulungan sa Kinabukasan:<br />
<b>I</b>kaw,<br />
<b>B</b>angko,<br />
<b>I</b>ndustriya, at<br />
<b>G</b>obyerno.<br />
It is a government-controlled, Philippine corporation that serves as provident and housing fund, pooling together the investments of its members.<br />
Essentially, Pag-IBIG Fund is a synergistic cooperation of its various stakeholders, which include the following:<br />
<ul style="margin-bottom: 0px; margin-left: 30px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 5px; padding-right: 5px; padding-top: 8px;"><li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><b>Ikaw</b> -- mostly local employees of the Philippines with conterpart contributions from their employers. Individual paying members (<a href="http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-overseas-program/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="Pag IBIG Overseas program">Overseas Filipino Workers</a>, self-employed, dependent members) may also become members of Pag-IBIG Fund.</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><b>Bangko</b> -- the local banking sector, plus other private financial institutions</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><b>Industriya</b> -- including the Housing Industry such as real developers, and private employers</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><b>Gobyerno</b> -- the Philippine Government</li>
</ul>Established in June 11, 1978 through Presidential Decree No 1530, the Fund has two very important mandates, namely:<br />
<ul style="margin-bottom: 0px; margin-left: 30px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 5px; padding-right: 5px; padding-top: 8px;"><li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><b>Geration of Savings</b> by pooling together the contributions of its members.</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><b>Home Financing</b> by providing <a href="http://www.pagibigfinancing.com/articles/2010/home-financing-for-the-clueless-buyers/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="pag-ibig housing loan">housing loans</a> to its members at a low interest and long term payment.</li>
</ul>Up to this day, the Pag-IBIG Fund has become the partner of the Filipino in realizing his dream of owning real property at an affordable price. Indeed, it is living up to its name of helping and uniting the four sectors of society, namely: the Filipino people, the financial sector, the industrial sector and the government sector, to achieve the future that they have always wanted by providing homes for Fund members through the creation of an efficient savings system.<br />
<div style="padding-bottom: 15px; padding-left: 10px; padding-top: 15px;"><ins style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; display: inline-table; height: 280px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; position: relative; visibility: visible; width: 336px;"><ins id="aswift_0_anchor" style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; display: block; height: 280px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; position: relative; visibility: visible; width: 336px;"><iframe allowtransparency="true" frameborder="0" height="280" hspace="0" id="aswift_0" marginheight="0" marginwidth="0" name="aswift_0" scrolling="no" style="left: 0px; position: absolute; top: 0px;" vspace="0" width="336"></iframe></ins></ins></div><h2 style="font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 18px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Can I Get A Loan From Pag-IBIG Fund?</h2>Ooops... not so fast, my friend.<br />
If you are a member of the Pag-IBIG Fund, we know that one day, you will be in a situation where the question of getting a <a href="http://www.pagibigfinancing.com/articles/2010/mortgage-loan-fundamentals/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">housing loan</a> through Pag-IBIG will pop up your mind.<br />
Don't worry, this website will answer that question plus a couple of others including:<br />
<ul style="margin-bottom: 0px; margin-left: 30px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 5px; padding-right: 5px; padding-top: 8px;"><li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/category/membership/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;"><strong>Pag-IBIG Membership</strong></a> -- how to become a member and the benefits of becoming one.</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-overseas-program/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;"><strong>Pag-IBIG Overseas Program</strong></a> -- this is especially useful for expat Filipinos and Overseas Filipino Workers (OFW's)</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/category/housing-loans/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;"><strong>Housing Loans and Real Estate Financing</strong></a> -- discover how you can take advantage of Pag-IBIG Housing Loan Program for your real esate project</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><strong>Personal and Other Types of Loan</strong> -- Pag-IBIG is not just about Housing Loans, learn about the other benefits you can get as a member</li>
</ul><h2 style="font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 18px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Not An Official Website of the Pag-IBIG Fund Philippines</h2><div>Take note that this is not the official website of the Pag-IBIG Fund. If you are looking for that, consider the link below.<br />
<a href="http://www.pagibigfund.gov.ph/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" target="_blank">http://www.pagibigfund.gov.ph</a><br />
The team behind this website is trying their best to provide you with the much needed information regarding your concerns as a member of the Pag-IBIG Fund. Over the couple of years, we have encountered recurring questions from Pag-IBIG members (and those who want to become members) desperate to get answers to their simple inquiries. Why they have come to us is still unknown. But one thing is sure, they can't get it from the Pag-IBIG Fund website.</div><div style="padding-bottom: 15px; padding-left: 10px; padding-top: 15px;"><ins style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; display: inline-table; height: 280px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; position: relative; visibility: visible; width: 336px;"><ins id="aswift_1_anchor" style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; display: block; height: 280px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; position: relative; visibility: visible; width: 336px;"><iframe allowtransparency="true" frameborder="0" height="280" hspace="0" id="aswift_1" marginheight="0" marginwidth="0" name="aswift_1" scrolling="no" style="left: 0px; position: absolute; top: 0px;" vspace="0" width="336"></iframe></ins></ins></div><h2 style="font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 18px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Pag-IBIG Education</h2>You can think of this website as an educational resource for learning more about Pag-IBIG Fund, how you can benefit from it and how to properly utilize the Fund on which you are a member, and maybe your friends and relatives too.<br />
Eventually, we hope that you will enjoy being a member of Pag-IBIG Fund whether you are based locally in the Philippines, or a Filipino Expat working abroad.<br />
<h2 style="font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 18px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Recent Articles on PagIBIG Financing .com Website</h2><ul style="margin-bottom: 0px; margin-left: 30px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 5px; padding-right: 5px; padding-top: 8px;"><li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/loaning-with-no-income-tax-return/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="Loaning With No Income Tax Return">Loaning With No Income Tax Return</a></li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/when-is-the-right-time-to-buy/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="When Is The Right Time To Buy?">When Is The Right Time To Buy?</a></li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/the-pag-ibig-calamity-loan-101/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="The Pag-IBIG Calamity Loan 101">The Pag-IBIG Calamity Loan 101</a></li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/in-house-home-financing-a-good-alternative-to-pag-ibig-housing-loan/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="In-House Home Financing: A Good Alternative to Pag-IBIG Housing Loan?">In-House Home Financing: A Good Alternative to Pag-IBIG Housing Loan?</a></li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/pag-ibig-real-estate-for-sale-october-2011/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="Pag-IBIG Real Estate For Sale, October 2011">Pag-IBIG Real Estate For Sale, October 2011</a></li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/bigger-loan-amount-smaller-contribution/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="Bigger Loan Amount, Smaller Contribution">Bigger Loan Amount, Smaller Contribution</a></li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/pag-ibig-financing-vs-bank-financing-a-mortgage-loan-comparison/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="Pag-IBIG Financing vs Bank Financing — A Mortgage Loan Comparison">Pag-IBIG Financing vs Bank Financing — A Mortgage Loan Comparison</a></li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/bulacan-real-estate-featured-pag-ibig-accredited-projects-in-bulacan-area/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="Bulacan Real Estate : Featured Pag-IBIG-Accredited Projects in Bulacan Area">Bulacan Real Estate : Featured Pag-IBIG-Accredited Projects in Bulacan Area</a></li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/cavite-real-estate-featured-pag-ibig-accredited-projects-in-cavite-area/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="Cavite Real Estate : Featured Pag-IBIG-Accredited Projects in Cavite Area">Cavite Real Estate : Featured Pag-IBIG-Accredited Projects in Cavite Area</a></li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/subject-ofw-loaning/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="Subject: OFW Loaning">Subject: OFW Loaning</a></li>
</ul><br />
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<h2 style="font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 18px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Important Notes on Pag-IBIG Financing Website</h2>We have been loaded with questions from visitors since we first launched this website. Many of these questions have been repeated by one visitor and then the next. Luckily for you, we have dedicated a single page to answer these questions -- the FAQ Page.<br />
<a href="http://www.pagibigfinancing.com/articles/faq-pag-ibig-housing-loans/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">The FAQ Page</a> should be your first stop. Before you email us your questions, please, please check first if an answer has already been provided at the FAQ Page.<br />
Aside: If you are based in Australia, please check this <a href="http://www.ingdirect.com.au/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">Home Loan Australia</a> website for your real estate loans.<br />
<div style="padding-bottom: 15px; padding-left: 10px; padding-top: 15px;"><ins style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; display: inline-table; height: 280px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; position: relative; visibility: visible; width: 336px;"><ins id="aswift_2_anchor" style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; display: block; height: 280px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; position: relative; visibility: visible; width: 336px;"><iframe allowtransparency="true" frameborder="0" height="280" hspace="0" id="aswift_2" marginheight="0" marginwidth="0" name="aswift_2" scrolling="no" style="left: 0px; position: absolute; top: 0px;" vspace="0" width="336"></iframe></ins></ins></div><h2 style="font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 18px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Quick Links</h2><h3 style="font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman';">Pag-IBIG Overseas Program:</h3><ul style="margin-bottom: 0px; margin-left: 30px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 5px; padding-right: 5px; padding-top: 8px;"><li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/top-5-things-every-ofw-should-know-about-the-new-pag-ibig-law-of-2009/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">The Home Development Mutual Fund Law of 2009</a> -- Important things OFWs should know about the New Pag-IBIG Fund Law.</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-overseas-program/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">Overview of Pag-IBIG Overseas Program</a> -- What it is and how you can benefit from it.</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-overseas-program-international-directory/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">Pag-IBIG Overseas Office</a> -- Check if there is a branch or sattelite office in your host country.</li>
</ul><h3 style="font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman';">Pag-IBIG Fund Membership</h3><ul style="margin-bottom: 0px; margin-left: 30px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 5px; padding-right: 5px; padding-top: 8px;"><li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2010/benefit-of-becoming-pag-ibig-fund-members/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="why become a pag-ibig fund member">The Benefits of Becoming A Member of Pag-IBIG</a> -- Aside from the Housing Loan, did you know that there are other services that you can avail by becoming a member of the Pag-IBIG Fund?</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2010/for-employees-how-to-become-a-pag-ibig-fund-member/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">How To Become A Member? For Employees and Employers.</a></li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2010/voluntary-membership-to-pag-ibig-fund-the-self-employed-freelancers-and-non-employees/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">Voluntary Membership</a> -- For Self-employed, Freelancers, OFW, etc</li>
</ul><h3 style="font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman';">Pag-IBIG Housing Loan</h3><ul style="margin-bottom: 0px; margin-left: 30px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 5px; padding-right: 5px; padding-top: 8px;"><li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="pag-ibig loan based on income">How Your Income Affects Your Loan Entitlement</a> -- A maximum housing loan Pag-IBIG can give is PhP 3M. Can you get that much loan?</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/how-to-check-if-you-are-qualified-for-a-pag-ibig-housing-loan/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="pag-ibig housing loan pre-qualification">Are You Qualified for A Loan?</a> -- Here's how to find out.</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="real estate loan requirements">Housing Loan Document Requirements</a> -- First, you have to make sure that you are a member for at least 24 months. Then read the article.</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-101/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">Basics of Pag-IBIG Housing Loan</a> -- Read this to understand what Pag-IBIG Housing Loan is all about, what type of real estate can it be used to finance, interest rates, etc.</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-default-and-foreclosure/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="pag-ibig foreclosure">Foreclosure 101</a> -- Understand how foreclosure happens. It is a must for all Pag-IBIG members to know about this.</li>
</ul><h3 style="font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman';">Other Pag-IBIG Topics</h3><ul style="margin-bottom: 0px; margin-left: 30px; margin-right: 0px; margin-top: 0px; padding-bottom: 10px; padding-left: 5px; padding-right: 5px; padding-top: 8px;"><li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/beyond-loans-the-pag-ibig-ii-program-as-investment-and-tax-shelter/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="pag-ibig 2 investment program">The Pag-IBIG II Program</a> -- What is Pag-IBIG II and how does it differ with the regular Pag-IBIG Program?</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/more-on-pag-ibig-multi-purpose-loan/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">The Pag-IBIG Multi-Purpose Loan</a> -- This is a short-term loan open to all Pag-IBIG Fund Members.</li>
<li style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><a href="http://www.pagibigfinancing.com/articles/2011/foreclosure-properties-to-buy-or-not-to-buy-part-1-of-2/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">Buying A Foreclosure Unit?</a> -- Read this or be sorry.</li>
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background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/side-h2-bg.png); background-origin: initial; background-position: 0% 0%; background-repeat: repeat no-repeat; border-bottom-color: rgb(184, 184, 174); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(184, 184, 174); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(184, 184, 174); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(184, 184, 174); border-top-style: solid; border-top-width: 1px; color: white; font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 16px; letter-spacing: -1px; margin-bottom: 8px; margin-top: 10px; padding-bottom: 4px; padding-left: 6px; padding-top: 2px;">Article Category</h2><ul style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><li class="cat-item cat-item-40" style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/category/buying-tips/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="View all posts filed under Buying Tips">Buying Tips</a> (13)</li>
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</ul><br />
<h2 style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/side-h2-bg.png); background-origin: initial; background-position: 0% 0%; background-repeat: repeat no-repeat; border-bottom-color: rgb(184, 184, 174); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(184, 184, 174); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(184, 184, 174); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(184, 184, 174); border-top-style: solid; border-top-width: 1px; color: white; font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 16px; letter-spacing: -1px; margin-bottom: 8px; margin-top: 10px; padding-bottom: 4px; padding-left: 6px; padding-top: 2px;">Pag-IBIG Housing Loan Interest Rate</h2><div><table border="0" cellpadding="3" cellspacing="2"><tbody>
<tr valign="top"><td width="70%">Loan Amt</td><td width="30%">Int. Rate</td></tr>
<tr valign="top"><td>Up to P 400 k</td><td>6%</td></tr>
<tr valign="top"><td>Over P 400 k to P 750 k</td><td>7%</td></tr>
<tr valign="top"><td>Over P 750 k to P 1.0 M</td><td>8.5%</td></tr>
<tr valign="top"><td>Over P 1.0 M to P 1.25 M</td><td>9.5%</td></tr>
<tr valign="top"><td>Over P 1.25M to P 2.0 M</td><td>10.5%</td></tr>
<tr valign="top"><td>Over P 2.0 M to P 3.0 M</td><td>11.5%</td></tr>
</tbody></table><br />
</div><h2 style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/side-h2-bg.png); background-origin: initial; background-position: 0% 0%; background-repeat: repeat no-repeat; border-bottom-color: rgb(184, 184, 174); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(184, 184, 174); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(184, 184, 174); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(184, 184, 174); border-top-style: solid; border-top-width: 1px; color: white; font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 16px; letter-spacing: -1px; margin-bottom: 8px; margin-top: 10px; padding-bottom: 4px; padding-left: 6px; padding-top: 2px;">Pag-IBIG Financing Tools</h2><div><br />
<br />
<div id="mlcalcWidgetHolder" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #eeeeee; font-family: Tahoma; font-size: 9px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 10px; padding-top: 0px; text-align: right; width: 300px;"><div id="MLCalcForm"><map id="MLCalcFormMortgageMap" name="MLCalcFormMortgage" style="color: black; font-family: Tahoma, sans-serif; font-size: 12px;"></map><map id="MLCalcFormLoanMap" name="MLCalcFormLoan" style="color: black; font-family: Tahoma, sans-serif; font-size: 12px;"></map><form action="http://www.mlcalc.com/mortgage-rates/" id="MLCalcRatesFormTrendCR" method="post" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: black; font-family: Tahoma, sans-serif; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" target="MLCalcRatesFrame"></form><table cellpadding="0" cellspacing="0" style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: none; background-origin: initial; border-bottom-width: 0px; border-collapse: collapse; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: black; font-family: Tahoma, sans-serif; font-size: 12px; height: auto; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; width: 300px;"><tbody style="font-size: 12px;">
<tr style="font-size: 12px;"><td class="zeroHeight" colspan="3" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; line-height: 0; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><img alt="Mortgage" height="44" src="http://cdn.mlcalc.com/themes/mlcalc/images/top-panel-mortgage-only.png" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; border-width: initial; font-size: 12px; line-height: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; max-width: none; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; width: auto;" width="300" /></td></tr>
<tr style="font-size: 12px;"><td style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://cdn.mlcalc.com/themes/mlcalc/images/left-bg.png); background-origin: initial; background-repeat: no-repeat repeat; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" width="7"></td><td class="formPlaceHolder" style="background-attachment: initial; background-clip: initial; background-color: whitesmoke; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: center;" width="286"><form action="http://www.mlcalc.com/" autocomplete="off" class="panelItem" id="MLCalcFormMortgageForm" method="post" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" target="MLCalcFrame"><table cellpadding="0" cellspacing="0" style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: none; background-origin: initial; border-bottom-width: 0px; border-collapse: collapse; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: black; font-size: 12px; height: auto; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; width: auto;"><tbody style="font-size: 12px;">
<tr style="font-size: 12px;"><td height="10" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"></td></tr>
<tr style="font-size: 12px;"><td style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" width="15"></td><td align="center" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><table cellpadding="0" cellspacing="0" class="formFields" style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: none; background-origin: initial; border-bottom-width: 0px; border-collapse: collapse; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: black; font-size: 12px; height: auto; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; width: auto;"><tbody style="font-size: 12px;">
<tr id="ma" style="font-size: 12px;"><td class="right" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px; text-align: right;"><label for="ma" style="font-size: 12px; white-space: nowrap;">Purchase price:</label></td><td align="left" nowrap="nowrap" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><input class="valid" name="ma" size="10" style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; color: black; font-size: 12px; height: auto; margin-bottom: auto; margin-left: auto; margin-right: auto; margin-top: auto; padding-left: 1px; padding-right: 1px; width: auto;" type="text" value="2,000,000" /> PhP</td></tr>
<tr id="dp" style="font-size: 12px;"><td class="right" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px; text-align: right;"><label for="dp" style="font-size: 12px; white-space: nowrap;">Down payment:</label></td><td align="left" nowrap="nowrap" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><input class="valid" name="dp" size="3" style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; color: black; font-size: 12px; height: auto; margin-bottom: auto; margin-left: auto; margin-right: auto; margin-top: auto; padding-left: 1px; padding-right: 1px; width: auto;" type="text" value="20" /> % <span id="downPaymentValue" style="color: #bbbbbb; font-size: 12px;">(PhP600,000)</span></td></tr>
<tr id="mt" style="font-size: 12px;"><td class="right" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px; text-align: right;"><label for="mt" style="font-size: 12px; white-space: nowrap;">Mortgage term:</label></td><td align="left" nowrap="nowrap" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><input class="valid" name="mt" size="3" style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; color: black; font-size: 12px; height: auto; margin-bottom: auto; margin-left: auto; margin-right: auto; margin-top: auto; padding-left: 1px; padding-right: 1px; width: auto;" type="text" value="15" /> years</td></tr>
<tr id="mir" style="font-size: 12px;"><td class="right" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px; text-align: right;"><label for="mir" style="font-size: 12px; white-space: nowrap;">Interest rate:</label></td><td align="left" nowrap="nowrap" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><input class="valid" name="ir" size="5" style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; color: black; font-size: 12px; height: auto; margin-bottom: auto; margin-left: auto; margin-right: auto; margin-top: auto; padding-left: 1px; padding-right: 1px; width: auto;" type="text" value="10.5" /> %</td></tr>
<tr style="font-size: 12px;"><td class="right" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px; text-align: right;"><label style="font-size: 12px; white-space: nowrap;">First payment date:</label></td><td align="left" nowrap="nowrap" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><select name="sm" style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; font-size: 12px; width: auto;"> <option label="Jan" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="1">Jan</option> <option label="Feb" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2">Feb</option> <option label="Mar" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="3">Mar</option> <option label="Apr" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="4">Apr</option> <option label="May" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="5">May</option> <option label="Jun" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="6">Jun</option> <option label="Jul" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="7">Jul</option> <option label="Aug" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="8">Aug</option> <option label="Sep" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="9">Sep</option> <option label="Oct" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="10">Oct</option> <option label="Nov" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="11">Nov</option> <option label="Dec" selected="selected" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="12">Dec</option> </select> <select name="sy" style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; font-size: 12px; width: auto;"> <option label="1996" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="1996">1996</option> <option label="1997" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="1997">1997</option> <option label="1998" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="1998">1998</option> <option label="1999" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="1999">1999</option> <option label="2000" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2000">2000</option> <option label="2001" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2001">2001</option> <option label="2002" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2002">2002</option> <option label="2003" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2003">2003</option> <option label="2004" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2004">2004</option> <option label="2005" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2005">2005</option> <option label="2006" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2006">2006</option> <option label="2007" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2007">2007</option> <option label="2008" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2008">2008</option> <option label="2009" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2009">2009</option> <option label="2010" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2010">2010</option> <option label="2011" selected="selected" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2011">2011</option> <option label="2012" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2012">2012</option> <option label="2013" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2013">2013</option> <option label="2014" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2014">2014</option> <option label="2015" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2015">2015</option> <option label="2016" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2016">2016</option> <option label="2017" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2017">2017</option> <option label="2018" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2018">2018</option> <option label="2019" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2019">2019</option> <option label="2020" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2020">2020</option> <option label="2021" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2021">2021</option> <option label="2022" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2022">2022</option> <option label="2023" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2023">2023</option> <option label="2024" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2024">2024</option> <option label="2025" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2025">2025</option> <option label="2026" style="font-family: Tahoma, sans-serif; font-size: 12px;" value="2026">2026</option> </select></td></tr>
<tr id="mas" style="font-size: 12px;"><td class="right" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px; text-align: right;"><label style="font-size: 12px; white-space: nowrap;">Amortization:</label></td><td align="left" nowrap="nowrap" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><input class="nobg" id="mas_year" name="as" style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; color: black; font-size: 12px; height: auto; margin-bottom: auto; margin-left: auto; margin-right: auto; margin-top: auto; width: auto;" type="radio" value="year" /> <label for="mas_year" style="font-size: 12px; text-align: right;">show by year</label><br style="font-size: 12px;" /><input checked="checked" class="nobg" id="mas_month" name="as" style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; color: black; font-size: 12px; height: auto; margin-bottom: auto; margin-left: auto; margin-right: auto; margin-top: auto; width: auto;" type="radio" value="month" /> <label for="mas_month" style="font-size: 12px; text-align: right;">show by month</label></td></tr>
<tr style="font-size: 12px;"><td height="10" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"></td></tr>
<tr style="font-size: 12px;"><td class="center" colspan="2" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px; text-align: center;"><input class="sbmButton" style="background-attachment: initial; background-clip: initial; background-color: #e5e5e5; background-image: initial; background-origin: initial; border-bottom-color: rgb(213, 213, 213); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(213, 213, 213); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(213, 213, 213); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(213, 213, 213); border-top-style: solid; border-top-width: 1px; color: black; font-size: 12px; font-weight: bold; height: auto; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 10px; padding-right: 10px; padding-top: 2px; width: auto;" type="submit" value="Calculate" /></td></tr>
</tbody></table></td><td style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" width="15"></td></tr>
<tr style="font-size: 12px;"><td height="10" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"></td></tr>
</tbody></table></form></td><td style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://cdn.mlcalc.com/themes/mlcalc/images/right-bg.png); background-origin: initial; background-repeat: no-repeat repeat; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" width="7"></td></tr>
<tr style="font-size: 12px;"><td class="zeroHeight" colspan="3" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; font-size: 12px; line-height: 0; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><img alt="" height="13" src="http://cdn.mlcalc.com/themes/mlcalc/images/bottom.png" style="background-attachment: initial; background-clip: initial; background-color: transparent; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; border-width: initial; font-size: 12px; line-height: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; max-width: none; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; width: auto;" width="300" /></td></tr>
</tbody></table></div>Powered by <a href="http://www.mlcalc.com/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #eeeeee; font-size: 9px; text-decoration: none;">Auto Loan Calculator</a></div><br />
<div style="padding-bottom: 10px; padding-top: 5px;"><ul style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/mortgage-calculator-and-amortization-schedule-plus-how-to-save-on-your-loan-payments/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">Learn how to use the mortgage calculator.</a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/pag-ibig-loans-interest-rates-penalties-and-defaults-part-2-of-2/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">Housing Loan Repricing Rate.</a></li>
</ul></div></div><h2 style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/side-h2-bg.png); background-origin: initial; background-position: 0% 0%; background-repeat: repeat no-repeat; border-bottom-color: rgb(184, 184, 174); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(184, 184, 174); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(184, 184, 174); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(184, 184, 174); border-top-style: solid; border-top-width: 1px; color: white; font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 16px; letter-spacing: -1px; margin-bottom: 8px; margin-top: 10px; padding-bottom: 4px; padding-left: 6px; padding-top: 2px;">Pag-IBIG Financing Quick Facts</h2><div><b>What are the requirements for a Housing Loan?</b><br />
--<a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">Click here</a> for the document requirements.<br />
<b>How much loan can I get?</b><br />
--The maximum is P 3M. Actually, it also<a href="http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">depends on your income</a> and other factors.<br />
<b>Can I pay 24 months in one time and get a loan?</b><br />
-- No, not anymore since July 2010.<br />
<b>What is my Pag-IBIG ID Number?</b><br />
-- Please request this at the Pag-IBIG office.<br />
<b>I am facing foreclosure. What should I do?</b><br />
-- Please proceed to the Pag-IBIG office where you applied for the loan.</div><h2 style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/side-h2-bg.png); background-origin: initial; background-position: 0% 0%; background-repeat: repeat no-repeat; border-bottom-color: rgb(184, 184, 174); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(184, 184, 174); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(184, 184, 174); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(184, 184, 174); border-top-style: solid; border-top-width: 1px; color: white; font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 16px; letter-spacing: -1px; margin-bottom: 8px; margin-top: 10px; padding-bottom: 4px; padding-left: 6px; padding-top: 2px;">Search By Topic</h2><div><a class="tag-link-111" href="http://www.pagibigfinancing.com/articles/tag/amortization/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 9.609756097561pt;" title="4 topics">Amortization</a> <a class="tag-link-74" href="http://www.pagibigfinancing.com/articles/tag/benefits/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">Benefits</a> <a class="tag-link-145" href="http://www.pagibigfinancing.com/articles/tag/co-borrower/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">Co-borrower</a> <a class="tag-link-22" href="http://www.pagibigfinancing.com/articles/tag/collateral/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.707317073171pt;" title="6 topics">Collateral</a><a class="tag-link-85" href="http://www.pagibigfinancing.com/articles/tag/davao/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">Davao</a> <a class="tag-link-144" href="http://www.pagibigfinancing.com/articles/tag/documents/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.19512195122pt;" title="5 topics">Documents</a> <a class="tag-link-24" href="http://www.pagibigfinancing.com/articles/tag/equity/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.19512195122pt;" title="5 topics">Equity</a> <a class="tag-link-31" href="http://www.pagibigfinancing.com/articles/tag/foreclose/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">Foreclose</a><a class="tag-link-30" href="http://www.pagibigfinancing.com/articles/tag/foreclosure/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 11.073170731707pt;" title="7 topics">Foreclosure</a> <a class="tag-link-87" href="http://www.pagibigfinancing.com/articles/tag/for-sale/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.707317073171pt;" title="6 topics">For Sale</a> <a class="tag-link-3" href="http://www.pagibigfinancing.com/articles/tag/housing-loan/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 14pt;" title="19 topics">Housing Loan</a><a class="tag-link-41" href="http://www.pagibigfinancing.com/articles/tag/income/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.707317073171pt;" title="6 topics">Income</a> <a class="tag-link-4" href="http://www.pagibigfinancing.com/articles/tag/interest-rate/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.19512195122pt;" title="5 topics">Interest Rate</a> <a class="tag-link-53" href="http://www.pagibigfinancing.com/articles/tag/land-title/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">Land Title</a> <a class="tag-link-38" href="http://www.pagibigfinancing.com/articles/tag/loan-application/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">Loan Application</a> <a class="tag-link-29" href="http://www.pagibigfinancing.com/articles/tag/loan-default/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 9.609756097561pt;" title="4 topics">Loan Default</a> <a class="tag-link-89" href="http://www.pagibigfinancing.com/articles/tag/loans/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">Loans</a> <a class="tag-link-5" href="http://www.pagibigfinancing.com/articles/tag/membership/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 11.073170731707pt;" title="7 topics">Membership</a><a class="tag-link-21" href="http://www.pagibigfinancing.com/articles/tag/mortage-loan/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 9.609756097561pt;" title="4 topics">Mortage Loan</a> <a class="tag-link-26" href="http://www.pagibigfinancing.com/articles/tag/mortgage/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.19512195122pt;" title="5 topics">Mortgage</a> <a class="tag-link-113" href="http://www.pagibigfinancing.com/articles/tag/mortgage-calculator/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">Mortgage Calculator</a><a class="tag-link-35" href="http://www.pagibigfinancing.com/articles/tag/mortgage-loan/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 11.073170731707pt;" title="7 topics">Mortgage Loan</a> <a class="tag-link-77" href="http://www.pagibigfinancing.com/articles/tag/multi-purpose-loan/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.19512195122pt;" title="5 topics">Multi-Purpose Loan</a> <a class="tag-link-18" href="http://www.pagibigfinancing.com/articles/tag/mutual-fund/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">mutual fund</a> <a class="tag-link-11" href="http://www.pagibigfinancing.com/articles/tag/ofw/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8pt;" title="2 topics">OFW</a> <a class="tag-link-12" href="http://www.pagibigfinancing.com/articles/tag/ofw-members/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8pt;" title="2 topics">OFW Members</a> <a class="tag-link-16" href="http://www.pagibigfinancing.com/articles/tag/ofw-membership/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8pt;" title="2 topics">OFW Membership</a> <a class="tag-link-14" href="http://www.pagibigfinancing.com/articles/tag/ofw-program/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">OFW Program</a> <a class="tag-link-117" href="http://www.pagibigfinancing.com/articles/tag/pag-ibig-fund/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.19512195122pt;" title="5 topics">Pag-IBIG Fund</a> <a class="tag-link-56" href="http://www.pagibigfinancing.com/articles/tag/pag-ibig-housing-loan/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 12.90243902439pt;" title="13 topics">Pag-IBIG Housing Loan</a> <a class="tag-link-66" href="http://www.pagibigfinancing.com/articles/tag/pag-ibig-ii/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8pt;" title="2 topics">Pag-IBIG II</a> <a class="tag-link-33" href="http://www.pagibigfinancing.com/articles/tag/pag-ibig-loan/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 12.609756097561pt;" title="12 topics">Pag-IBIG Loan</a> <a class="tag-link-6" href="http://www.pagibigfinancing.com/articles/tag/pag-ibig-membership/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.707317073171pt;" title="6 topics">Pag-IBIG Membership</a> <a class="tag-link-34" href="http://www.pagibigfinancing.com/articles/tag/pag-ibig-mortgage/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.19512195122pt;" title="5 topics">Pag-IBIG Mortgage</a> <a class="tag-link-19" href="http://www.pagibigfinancing.com/articles/tag/pag-ibig-overseas-program/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.707317073171pt;" title="6 topics">Pag-IBIG Overseas Program</a><a class="tag-link-91" href="http://www.pagibigfinancing.com/articles/tag/personal-loan/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">Personal Loan</a> <a class="tag-link-59" href="http://www.pagibigfinancing.com/articles/tag/pop/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 10.19512195122pt;" title="5 topics">POP</a> <a class="tag-link-143" href="http://www.pagibigfinancing.com/articles/tag/requirements/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 11.073170731707pt;" title="7 topics">Requirements</a> <a class="tag-link-75" href="http://www.pagibigfinancing.com/articles/tag/savings/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">Savings</a><a class="tag-link-84" href="http://www.pagibigfinancing.com/articles/tag/subdivision/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8pt;" title="2 topics">Subdivision</a> <a class="tag-link-67" href="http://www.pagibigfinancing.com/articles/tag/tav/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8.8780487804878pt;" title="3 topics">TAV</a> <a class="tag-link-114" href="http://www.pagibigfinancing.com/articles/tag/tips-and-traps/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 9.609756097561pt;" title="4 topics">Tips and Traps</a> <a class="tag-link-52" href="http://www.pagibigfinancing.com/articles/tag/title/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8pt;" title="2 topics">Title</a> <a class="tag-link-68" href="http://www.pagibigfinancing.com/articles/tag/total-accumulated-value/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 9.609756097561pt;" title="4 topics">Total Accumulated Value</a> <a class="tag-link-8" href="http://www.pagibigfinancing.com/articles/tag/voluntary-membership/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue; font-size: 8pt;" title="2 topics">Voluntary Membership</a></div><div style="padding-bottom: 10px; padding-top: 10px;"><ins style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; display: inline-table; height: 90px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; position: relative; visibility: visible; width: 200px;"><ins id="aswift_5_anchor" style="border-bottom-style: none; border-color: initial; border-left-style: none; border-right-style: none; border-top-style: none; border-width: initial; display: block; height: 90px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; position: relative; visibility: visible; width: 200px;"><iframe allowtransparency="true" frameborder="0" height="90" hspace="0" id="aswift_5" marginheight="0" marginwidth="0" name="aswift_5" scrolling="no" style="left: 0px; position: absolute; top: 0px;" vspace="0" width="200"></iframe></ins></ins></div><h2 style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/side-h2-bg.png); background-origin: initial; background-position: 0% 0%; background-repeat: repeat no-repeat; border-bottom-color: rgb(184, 184, 174); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(184, 184, 174); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(184, 184, 174); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(184, 184, 174); border-top-style: solid; border-top-width: 1px; color: white; font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 16px; letter-spacing: -1px; margin-bottom: 8px; margin-top: 10px; padding-bottom: 4px; padding-left: 6px; padding-top: 2px;">Recent Comments</h2><ul style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 5px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/#comment-13360" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-Ibig Housing Loan Requirements"><strong>admin</strong></a>: @Pinky: Please visit the Pag-IBIG branch that list the foreclosed properties in that area you are interested with. You can have your sister do that s... <a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/#comment-13360" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-Ibig Housing Loan Requirements"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/pag-ibig-housing-loan-alternatives/#comment-13359" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-IBIG Housing Loan Alternatives"><strong>admin</strong></a>: @John: Yes that may do since you are still at the early stage of your loan application. Be prepared once they require you to submit the official plan... <a href="http://www.pagibigfinancing.com/articles/2011/pag-ibig-housing-loan-alternatives/#comment-13359" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-IBIG Housing Loan Alternatives"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/pag-ibig-housing-loan-alternatives/#comment-13358" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-IBIG Housing Loan Alternatives"><strong>admin</strong></a>: @Fides: I'm sure it came as a surprise to you. You can do that, submit the income details of your past employment, but take note that Pag-IBIG will b... <a href="http://www.pagibigfinancing.com/articles/2011/pag-ibig-housing-loan-alternatives/#comment-13358" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-IBIG Housing Loan Alternatives"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/#comment-13357" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on How Your Income And Contributions Affect Your Housing Loan Entitlement"><strong>admin</strong></a>: @Kim: Please re-read the article above. The answer to your question is already there. @Melvin: Sorry, but I don't have any idea about the Financi... <a href="http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/#comment-13357" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on How Your Income And Contributions Affect Your Housing Loan Entitlement"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-overseas-program/#comment-13356" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on The Pag-IBIG Overseas Program"><strong>admin</strong></a>: @omroe: This one is possible for you: You can loan as much as P 3M. So it's up to you how much to pay as equity and how much to finance using Pag-IBI...<a href="http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-overseas-program/#comment-13356" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on The Pag-IBIG Overseas Program"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-101/#comment-13355" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-IBIG Housing Loan 101"><strong>admin</strong></a>: @richell: Remember that the title must be in the name of the member-borrower. @angeli: please clarify this first with your developer. It looks li... <a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-101/#comment-13355" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-IBIG Housing Loan 101"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/#comment-13332" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-Ibig Housing Loan Requirements"><strong>Pinky</strong></a>: Hi, I'm interested to know about the acquired assets in Pag-ibig website. I'm a POP member and would like to know what are the steps to apply for a h... <a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-requirements/#comment-13332" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-Ibig Housing Loan Requirements"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/#comment-13331" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on How Your Income And Contributions Affect Your Housing Loan Entitlement"><strong>Kim</strong></a>: Hello. My husband and I are planning to get a housing loan worth 1.8M. Our joint monthly income sums up to P40,000. Blae magkano po kaya ang monthly a... <a href="http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/#comment-13331" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on How Your Income And Contributions Affect Your Housing Loan Entitlement"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-101/#comment-13326" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-IBIG Housing Loan 101"><strong>richell</strong></a>: hi...good day ask ko lang po kung pwede ba akong mag avail ng home improvement loan kahit na nakapangalan sa parents ko ang bahay?... <a href="http://www.pagibigfinancing.com/articles/2010/pag-ibig-housing-loan-101/#comment-13326" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-IBIG Housing Loan 101"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/#comment-13298" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on How Your Income And Contributions Affect Your Housing Loan Entitlement"><strong>melvin</strong></a>: good am admin,tanong ko lng po tungkol sa CTS GOLD FINANCING SCHEME f ok ba itong scheme na to?bcoz the developer they want us to use this scheme inst... <a href="http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/#comment-13298" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on How Your Income And Contributions Affect Your Housing Loan Entitlement"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/online-concerns-housing-loan-applications-membership-status-and-contributions-inquiry-etc/#comment-13269" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Online Concerns: Housing Loan Applications, Membership Status And Contributions Inquiry, Etc."><strong>odette avilla</strong></a>: hi! hello! i just wanna ask if how could i continue my pag ibig, that i stop paying for almost 2 years,when i got membership, i did pay 24 months in ... <a href="http://www.pagibigfinancing.com/articles/2011/online-concerns-housing-loan-applications-membership-status-and-contributions-inquiry-etc/#comment-13269" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Online Concerns: Housing Loan Applications, Membership Status And Contributions Inquiry, Etc."><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/5-tips-to-take-if-your-housing-loan-application-is-denied/#comment-13263" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on 5 Tips To Take If Your Housing Loan Application Is Denied"><strong>liezel</strong></a>: im ofw member of pag ibig since 2008.. ng apply po aq ng housing loan and now nggmit na po nmin ung house,,, i just want to ask when can we avail the ...<a href="http://www.pagibigfinancing.com/articles/2011/5-tips-to-take-if-your-housing-loan-application-is-denied/#comment-13263" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on 5 Tips To Take If Your Housing Loan Application Is Denied"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-overseas-program/#comment-13253" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on The Pag-IBIG Overseas Program"><strong>rachel</strong></a>: hello po, ask ko po kasi ung last contribution ko po is last 2yrs pa and then naghulog po ako ng contribution ng oct,nov,dec dis yr 2011.ng tig 1,000 ... <a href="http://www.pagibigfinancing.com/articles/2010/the-pag-ibig-overseas-program/#comment-13253" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on The Pag-IBIG Overseas Program"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/#comment-13248" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on How Your Income And Contributions Affect Your Housing Loan Entitlement"><strong>jonathan andaya</strong></a>: ask klng po sir kng pwede magloan 4 apartment construction ofw po ako member ng pop tnx godbless...... <a href="http://www.pagibigfinancing.com/articles/2011/how-your-income-and-contributions-affect-your-housing-loan-entitlement/#comment-13248" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on How Your Income And Contributions Affect Your Housing Loan Entitlement"><b>»</b></a></li>
<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;"><a href="http://www.pagibigfinancing.com/articles/2011/pag-ibig-housing-loan-alternatives/#comment-13232" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-IBIG Housing Loan Alternatives"><strong>Che</strong></a>: May housing loan po ako nag start lang nun March 2011. Gusto ko na po ibenta un house. Pwede po ba i-transfer yun loan? May nagsabi po kse sa kin na...<a href="http://www.pagibigfinancing.com/articles/2011/pag-ibig-housing-loan-alternatives/#comment-13232" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;" title="on Pag-IBIG Housing Loan Alternatives"><b>»</b></a></li>
</ul>Watch out for...<br />
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<li style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/lidot.gif); background-origin: initial; background-position: 0% 6px; background-repeat: no-repeat no-repeat; font-weight: bold; list-style-image: initial; list-style-position: initial; list-style-type: none; margin-bottom: 0px; margin-left: 3px; margin-right: 0px; margin-top: 0px; padding-bottom: 2px; padding-left: 8px; padding-right: 5px; padding-top: 3px;">"<a href="http://www.smartpeopleuseglobe.com/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;"><b>Smart People Use Globe</b></a>" owning a cellphone and living the Mobile Internet Lifestyle has never been this good. Check out what's in store for you on this new website.</li>
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<h2 style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/side-h2-bg.png); background-origin: initial; background-position: 0% 0%; background-repeat: repeat no-repeat; border-bottom-color: rgb(184, 184, 174); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(184, 184, 174); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(184, 184, 174); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(184, 184, 174); border-top-style: solid; border-top-width: 1px; color: white; font-family: Georgia, Verdana, Helvetica, Arial, 'Times New Roman'; font-size: 16px; letter-spacing: -1px; margin-bottom: 8px; margin-top: 10px; padding-bottom: 4px; padding-left: 6px; padding-top: 2px;">About Pag-IBIG Financing Website</h2>This website answers the most pressing questions any Pag-IBIG member would like to ask including: Real Estate Loans, Pag-IBIG Membership, Foreclosures, Remittances and Contributions, Home Financing and a whole lot more.<br />
The articles on this website are written by two real estate fellows, Kyro Jo and Carlos Velasco.</div></div><div style="clear: both;"></div></div></div></div><div id="footer" style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.pagibigfinancing.com/articles/wp-content/themes/pagibigfinancing/images/footer.png); background-origin: initial; background-position: 0% 0%; background-repeat: no-repeat no-repeat; clear: both; color: #cccccc; font: normal normal normal 11px/normal Arial, Helvetica, sans-serif; height: 80px; padding-top: 30px; text-align: center; width: 990px;">© 2010 <a href="http://www.pagibigfinancing.com/" style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: blue;">Pagibig Financing</a>.</div></div></div></div>raymart20http://www.blogger.com/profile/10536812114077524438noreply@blogger.com2tag:blogger.com,1999:blog-5395872836967825123.post-86098001281516742312011-12-10T00:31:00.001-08:002011-12-10T00:31:12.118-08:00Welcome to Pagibig Housing Loan<div dir="ltr" style="text-align: left;" trbidi="on">Cyriel Cruz 0917-893-9691<div> 775-9454</div></div>raymart20http://www.blogger.com/profile/10536812114077524438noreply@blogger.com0